Car title loans are great for acquiring cars when you do not have the funds to finance your intention to get a car. The challenge might then be what to know before getting a car title loan and getting one that works for you. Online car title loans have become a fad, but most people do not know how to shop for these loans.
We have made it easy for everyone looking for loans that work. Here are four reasons why we have the best car title loans.
Rates & Fees
Although we do not make credit decisions or determine rates and terms, we provide you with information on the rates and terms of the loaning companies we feature on our site. Remember, you are under no obligation to accept the loan offer if you are not satisfied with the rates and fees offered by the loan companies.
One main feature of some of the best auto title loans online is repayment on personal loans. Repayment is generally performed monthly or twice a month, based on your preferences or your lender’s or lending partner’s terms. With the loans you find on our site, you may be able to automatically withdraw funds from your bank account on the date you agreed upon with your lender or lending partner.
Ensure that you read and fully understand all policies regarding repayment and understand what is expected of you as a borrower to repay the loan. The car title loan cannot be conditioned upon repayment by electronic funds transfer or automatic withdrawal. Consult your lender or lending partner for more details.
Personal Loan Costs
Personal loans are one of the alternatives to car title loans. Generally, the eventual cost of a personal loan will vary based on certain factors like the requester’s situation, the state the requester lives in, the lender or lending partner, and the requester’s repayment. Some other factors that count are the amount of money borrowed, the loan period, and the specific interest rates used.
Standard Personal Loan Terms
There will be differences in the specific terms of personal loans. When looking for car title loans near you, you should put these terms into consideration. They often vary depending on your state, your lender or lending partner, and your specific circumstances. That said, here is the general range of common terms:
Loan amount: $500 – $35,000
Lending period: 60 days – 72 months
Payment frequency: Once or twice every four weeks
APR: This varies based on your credit score and repayment history, among other factors.
Prepayment penalty: Depends on the lender
Contact Uppercase Capital for the best car title loans
At Uppercase Capital, we work relentlessly to ensure we create an easily accessible hub for people searching for credible auto title lenders. We help you do the necessary research and give you all the information you need to make a smart decision. Ultimately, our goal is to ensure you do not fall into the hands of the wrong lender, even if you do not have time to carefully assess the lending companies. So, why not contact us today, and let’s help you secure the best car title loans?